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ScotiabankLavalGraduate
Credit Solutions Associate, Laval
The Credit Solutions Associate supports Client Relationship Managers with credit underwriting for growth and less complex commercial clients. Responsibilities include credit analysis, client interaction, risk monitoring, and compliance with regulatory standards.
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Key Responsibilities
- Provide end-to-end credit underwriting support for assigned client portfolios.
- Conduct credit analysis and evaluate loan applications with due diligence.
- Assess financial health, creditworthiness, and risk profiles of borrowers.
- Prepare credit reports and recommendations for approval or denial.
- Monitor credit risk portfolio and ensure compliance with risk policies.
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Compliance and Risk Management
- Ensure documentation complies with bank record-keeping policies.
- Adhere to regulatory requirements, internal processes, policies, and guidelines.
- Stay updated on regulatory changes and industry best practices.
- Incorporate bank’s risk appetite and culture in daily activities and decisions.
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Candidate Requirements
- College/university degree or equivalent work experience in related field.
- Strong knowledge of financial statements and credit analysis.
- Understanding of credit structures and risk management.
- Commitment to excellent client service and issue resolution.
- Detail-oriented with strong organizational skills.
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Language Requirements
- Fluent in French and sufficient knowledge of English for collaboration and client interaction.