2027 Summer Analyst - Risk Management - New York, NY

About the role

MUFG’s 10-week Risk Management Summer Analyst Program gives rising seniors hands-on experience within the Chief Risk Office of the Americas. Analysts rotate through activities in an assigned risk discipline, learn how the bank identifies and controls risk, collaborate on cross-functional projects, and receive mentoring, professional development guidance, and networking opportunities.

Responsibilities

• Learn how MUFG’s Risk Framework is implemented to assess, monitor, control, and report risks.
• Rotate through activities within an assigned risk discipline based on background, interests, and business needs.
• Interact with Americas Risk Management colleagues, business lines, and product owners.
• Support cross-functional projects examining how risk frameworks intersect across the bank.
• Work four days weekly in an MUFG office or client site and one day remotely.

Risk Disciplines

• Credit Risk Reporting: Report risks related to borrower or counterparty nonpayment, potential losses, and reduced capital.
• Liquidity Risk: Assess the risk of insufficient cash or liquid assets to meet obligations and fund activities.
• Interest Rate Risk: Evaluate how changing market interest rates affect bank earnings and financial position.
• Operational Risk: Address risks from failed processes, systems, human error, misconduct, or external events.
• Enterprise Risk Management: Support strategic risk management, risk appetite, governance, and reporting.
• Quantitative Risk Control: Address model risk arising from incorrect or misused model outputs and reports.

Support And Career Progression

• Receive goals, professional development guidance, mentoring, and performance reviews from an assigned manager or mentor.
• Attend learning sessions led by Americas Risk Management professionals across the bank’s risk disciplines.
• Network with employees across business groups and organizational levels.
• Strong performers may receive full-time employment offers, including potential placement in a three-year rotation program.

Requirements

• Graduate between December 2027 and spring 2028 with a bachelor’s degree in a relevant field.
• Maintain a GPA of 3.0 or higher and demonstrate strong interest in banking, financial services, or risk management.
• Study business, finance, economics, accounting, supply chain management, data analytics, marketing, or a related field.
• Complete relevant coursework or hold previous financial-industry internship experience.
• Demonstrate Microsoft Suite proficiency, organization, project management, multitasking, autonomy, adaptability, and execution under pressure.
• Communicate clearly, provide client service, grasp concepts quickly, interpret data, draw conclusions, and present findings effectively; permanent U.S. work authorization required.

Preferred Skills

• Experience with Tableau, SQL, Python, Microsoft Power BI, Infopath, or SharePoint.
• Previous internship, volunteer, professional, or academic club experience.
• Knowledge of banking systems, banking practices, market factors, or the regulatory environment.
• Experience with client servicing and identifying requirements.
• Advanced Microsoft Office skills, including Excel proficiency.