2027 Corporate, Investment Banking and Markets (CIB&M) Full-Time Analyst Program – Sponsor Finance & Direct Lending | New York

About the role

MUFG’s 2027 full-time analyst program places recent graduates in New York’s Sponsor Finance & Direct Lending team. Analysts support underwriting, credit analysis, transaction structuring, portfolio monitoring, syndication, and sponsor coverage for private-equity-owned non-investment-grade borrowers. The role offers hands-on deal exposure, mentorship, and a $110,000–$120,000 typical base-pay range.

Responsibilities

• Support credit analysis and management for Sponsor Finance & Direct Lending, including new transactions and existing loan evaluations.
• Prepare credit analyses and applications covering company performance, capital structure, industry, regulatory risks, and required risk ratings.
• Build financial models for credit applications and quarterly portfolio review presentations.
• Support transaction evaluation, structuring, negotiations, syndication strategy, lender presentations, and participant-lender communications.
• Develop sponsor-client pitch books, support idea generation, and attend client or bank meetings as required.
• Coordinate account information and oversee facility closing procedures, including operations and documentation.

Advanced Client Solutions and Policy

• Work with Industry Coverage, Capital Markets, and Syndications on financing structures and strategies, including leveraged capital markets.
• Support credit analysis for structured credit transactions, including derivatives, margin lending, securitizations, and supply chain finance.
• Monitor portfolios for upgrades, downgrades, deterioration, and appropriate exposure levels across transaction and group levels.
• Communicate with credit approval teams regarding final hold strategies, risk policy, and transaction approvals.
• Maintain knowledge of portfolio industries, technical considerations, and regulatory issues using internal and external sources.
• Ensure compliance with internal policies and regulatory requirements.

Program and Working Model

• The full-time program begins in June and provides recent graduates hands-on experience and business exposure in global finance.
• Analysts join a specific group to develop relevant skills and knowledge supporting global banking and finance activities.
• MUFG professionals at all levels provide instruction and mentorship throughout the program.
• Analysts work at MUFG offices or client sites four days weekly and remotely one day.