MU
Mitsubishi UFJ Financial GroupMumbaiGraduateClosed
Senior Analyst - Credit- US Global Subsidiaries
Senior Analyst role supporting credit portfolio management for US subsidiaries of multinational corporations. Responsibilities include credit risk assessment, due diligence, financial analysis, and compliance with credit policies and regulations.
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Role Summary
- Support Portfolio Management Group in credit risk assessment and portfolio management.
- Manage credit coverage for US subsidiaries of MNCs from APAC (ex-Japan) and EMEA.
- Report to Vice President and collaborate with senior portfolio managers.
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Key Responsibilities
- Manage designated portfolio of US subsidiaries of multinational clients.
- Perform due diligence and regular credit reviews.
- Analyze credit risk, determine ratings, and recommend to management.
- Prepare credit analysis and applications per Americas Credit Standards.
- Understand risks of bank products like loans, trade finance, forex, derivatives.
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Additional Duties
- Manage agent transaction booking of USD Swinglines.
- Oversee covenant compliance and facility due dates.
- Coordinate with auditors and regulators (FRB, FSA, BOJ, SNIC, OCC).
- Support deal structuring and risk mitigation with business lines.
- Ensure compliance with external regulations and internal credit policies.
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Requirements
- Minimum 2 years experience in financial institutions or equivalent.
- Experience in credit analysis of North American corporates preferred.
- Strong financial modeling and analytical skills required.
- Master's degree in accounting, finance, or business preferred.
- MBA or CFA and formal credit training are pluses.