Banking - Commercial Banking - Natural Resources & Energy, Summer Analyst, Houston - US, 2027

About the role

Ten-week Citi Commercial Bank Summer Analyst program in Houston, supporting the Natural Resources team across Oil & Gas, Energy Transition, and Power and Utilities. Analysts work with Relationship Managers on client portfolios, researching companies, analyzing financials, supporting lending and credit processes, preparing presentations, and coordinating with product and control partners.

Responsibilities

• Conduct company research, industry analysis, financial modeling, valuation, discounted cash flow, and pro-forma analyses.
• Support commercial lending across revolving credit lines, term loans, syndicated loans, leveraged loans, and cross-border facilities.
• Assist with deal management, business development presentations, pitch books, prospect memos, and client-related decks.
• Partner with Bankers and Product teams to identify solutions supporting client funding and growth objectives.
• Interact with product, credit risk, legal, operations, risk, compliance, marketing, controls, and technology teams.

Team and Coverage

• Join the Houston-based Natural Resources team within Citi Commercial Bank’s Coverage organization.
• Cover Oil & Gas, Energy Transition, and Power and Utilities clients.
• Work directly with Relationship Managers on a portfolio of clients throughout the program.
• Learn Citi’s deposit, lending, cash management, trade, foreign exchange, and capital markets solutions.

Training and Learning

• Complete in-depth training at the beginning of the 10-week program.
• Receive ongoing sales, credit, product, technology, and professional skills training.
• Participate in junior and senior mentorship throughout the program.
• Develop knowledge of client coverage, credit products, loan underwriting, structuring, documentation, and portfolio monitoring.
• Learn Citi credit and regulatory policies, procedures, and the commercial banking client coverage model.