Banking, Commercial Banking, Summer Analyst, Frankfurt - Germany 2027

About the role

Citi’s Commercial Bank is seeking Summer Analysts for a 10-week Frankfurt program starting in June 2027. Analysts support Relationship Managers, research companies and industries, analyse financial data, assist with lending and credit processes, prepare client materials, and help deliver banking solutions to corporate clients.

Program Details

• The 10-week Summer Analyst Program starts in June 2027 with in-depth training.
• Training combines formal instruction, hands-on experience, and ongoing sales, credit, product, technology, and professional skills development.
• Junior and senior mentorship is available throughout the program.
• Analysts join a Coverage team and work directly with Relationship Managers on a client portfolio.

Responsibilities

• Conduct company research and industry analysis for clients and prospects.
• Analyse financial data and perform valuation, discounted cash flow, and pro-forma financial modelling.
• Support commercial lending, including revolving credit lines, term loans, syndicated loans, leveraged loans, and cross-border loans.
• Partner with Bankers and Product teams to identify solutions supporting clients’ operational and expansion goals.
• Prepare business development presentations, pitch books, prospect memos, and other client-related materials.
• Coordinate with product, credit risk, controls, legal, marketing, operations, risk, compliance, and technology teams.

Learning Outcomes

• Understand the Commercial Bank’s target market, value proposition, and client coverage model.
• Learn how bankers interact with clients and identify their needs.
• Develop knowledge of credit products and their suitability for client requirements.
• Understand commercial loan underwriting, including loan structuring and documentation.
• Gain experience across credit origination and credit portfolio monitoring processes.
• Learn Citi’s credit and regulatory policies and procedures.

Requirements

• Due to graduate in 2028.
• On course to achieve a 2:3 or lower at undergraduate level, in any degree.
• Demonstrated interest in business.
• Fluent in German and English.