Banking, Commercial Banking, Full Time Analyst, Madrid - Spain 2027

About the role

Citi’s Commercial Banking Full-Time Analyst Program in Madrid develops early-career talent through training, mentorship, and hands-on client coverage experience. Analysts research companies and industries, analyse financial data, support lending and credit processes, prepare client materials, and collaborate with product, risk, legal, compliance, operations, and technology teams.

Responsibilities

• Conduct company research, industry analysis, financial modelling, valuation, discounted cash flow, and pro-forma analyses.
• Support commercial lending, including revolving credit lines, term loans, syndicated loans, leveraged loans, and cross-border facilities.
• Partner with Bankers and Product teams to identify solutions supporting clients’ operational and expansion goals.
• Prepare business development presentations, pitch books, prospect memoranda, and other client-related materials.
• Collaborate with product, credit risk, controls, legal, marketing, operations, risk, compliance, and technology teams.
• Engage with clients, prospects, and centres of influence while supporting the overall client experience.

Program And Training

• The program starts in July 2027 with in-depth training and hands-on experience within a Commercial Banking team.
• Ongoing training covers sales, credit, products, technology, and professional skills throughout the program.
• Junior and senior mentorship supports professional development and adaptation to Citi’s role and culture.
• Analysts develop knowledge of client coverage, credit products, underwriting, loan structuring, documentation, and portfolio monitoring.
• Analysts learn Citi’s credit and regulatory policies and procedures, including new credit origination processes.

Requirements

• Be in the final year of university or have already graduated.
• Spanish university graduates must have achieved a grade of 7 or above.
• Demonstrate strong analytical and problem-solving skills and an interest in business.
• Be fluent in Spanish and English.
• Show dynamism and passion for partnering with stakeholders to achieve shared goals.

Application Information

• Applications are reviewed on a rolling basis, so candidates are advised to apply as soon as possible.
• The role is full time and based in Madrid, Spain.
• The position is classified as a controlled function under applicable Central Bank of Ireland regulations.