C
Programme
Graduate
Location
Frankfurt
About the role
Citi’s Commercial Bank seeks Full-Time Analysts in Frankfurt for its 2027 graduate program serving business clients with annual sales from $10 million to over $3 billion. Analysts receive training and mentorship while supporting client coverage, company research, financial modelling, credit underwriting, lending, deal management, and Citi’s banking solutions.
Training and Development
- Begin with in-depth training in July 2027, combining formal instruction with hands-on Commercial Banking experience.
- Receive ongoing sales, credit, product, technology, and professional-skills training throughout the program.
- Access junior and senior mentorship; team placement depends on interests and business needs.
Responsibilities
- Research companies and industries; analyse financial data using valuation, discounted cash flow, and pro-forma modelling.
- Support secured, unsecured, term, syndicated, leveraged, and cross-border commercial lending transactions.
- Assist with credit origination, loan structuring, documentation, and assigned portfolio monitoring.
- Partner with Bankers and Product teams to identify solutions supporting clients’ operational and expansion goals.
- Prepare business-development presentations, pitch books, prospect memoranda, and client-related decks.
- Coordinate with product, credit risk, legal, operations, compliance, marketing, technology, and control teams.
Program Outcomes
- Develop knowledge of Citi Commercial Bank’s target market, value proposition, and client coverage model.
- Learn how bankers engage clients and identify their business needs.
- Build understanding of credit products and their suitability for different client requirements.
- Gain exposure to Citi credit and regulatory policies and procedures.
- Develop experience engaging with clients, prospects, and centers of influence.
Requirements
- Be a final-year university student or graduate.
- Expected to achieve or have achieved a 2.3 or lower at undergraduate level, in any discipline.
- Be fluent in English and German.
- Demonstrate an interest in business and finance.
- Have strong analytical and problem-solving skills.
- Show a dynamic, stakeholder-oriented approach to achieving goals.