Credit Analyst Internship - Atlanta, GA (Summer 2027)

About the role

Credit Analyst Intern supporting Commercial Banking lending decisions for an assigned client portfolio. Responsibilities include analyzing financial and credit information, preparing credit summaries, monitoring portfolio performance, supporting loan structuring, and identifying risks and growth opportunities while following bank policies, regulatory requirements, and operational guidelines. Full-term availability is required.

Responsibilities

• Analyze financial and credit information to support lending decisions, recommendations, and client portfolio risk assessments.
• Prepare detailed credit summaries, proposals, and presentations supporting new business and client partnership growth.
• Monitor portfolio performance, compliance metrics, industry trends, risks, opportunities, and corrective actions when required.
• Structure and support new, renewal, and extension loans aligned with client needs and bank risk policies.
• Build client relationships, handle service requests, escalate issues, and identify revenue and cross-selling opportunities.
• Maintain accurate system data and apply credit policies, regulatory standards, operational guidelines, and risk management requirements.

Requirements

• Foundational proficiency in financial analysis, loan structuring, data analysis tools, regulatory compliance, and portfolio management.
• Foundational proficiency in credit risk assessment, banking operations, Microsoft Office, problem solving, collaboration, and analytical thinking.
• Relevant experience with credit or lending instruments or financial operations in a corporate or banking environment is preferred.
• Credit qualifications and associated credit knowledge may be required according to portfolio requirements and qualification standards.