Commercial Banking Credit Analyst Internship - Halifax, Summer 2027 (Co-op/Internship) - 4 months

About the role

Four-month Commercial Banking Credit Analyst Internship in Halifax, supporting lending decisions for new and existing commercial banking clients. Interns perform financial analysis, credit assessments, portfolio monitoring, and credit-summary preparation while working with experienced Commercial Bankers. The program offers exposure to client relationships, loan structuring, risk policies, and business-growth initiatives.

Responsibilities

• Perform financial analysis, credit assessments, calculations, and recommendations for an assigned commercial client portfolio.
• Prepare detailed credit summaries supporting creditworthiness assessments, lending decisions, proposals, and presentations.
• Monitor portfolio performance, compliance, industry trends, metrics, risks, opportunities, and required corrective actions.
• Structure and support new, renewal, and extension loans in line with client needs and bank policies.
• Build client relationships, respond to service requests, and identify revenue, cross-selling, and share-of-wallet opportunities.
• Maintain accurate system data while supporting portfolio growth, client returns, service quality, and risk-policy compliance.

Program Details

• The internship is based in Halifax, Nova Scotia, at 1695 Grafton Street.
• The program begins May 3, 2027, and concludes August 13, 2027; full-term availability is required.
• Interns work alongside experienced Commercial Bankers and receive training, coaching, manager support, and networking opportunities.

Candidate Profile

• BMO seeks motivated undergraduate students with a strong desire to learn about commercial banking.
• The role values communication, teamwork, self-motivation, attention to detail, critical thinking, analytical ability, and relationship-building skills.
• Foundational knowledge includes financial analysis, loan structuring, data analysis tools, regulatory compliance, portfolio management, and credit risk assessment.
• Additional relevant skills include banking operations, Microsoft Office, problem solving, collaboration, detail orientation, and analytical thinking.